Upon yonder Wall Street, in the waning light,
Long-term rates surge, a foreboding sight.
Markets tremble, stocks face the blow,
A storm doth gather, futures bow low.
Upon the realm of wealth, a tale unfurls,
In the priciest corner of America's pearls.
A rich tapestry of fortunes unseen,
Harboured within a zip code serene.
In each epoch of life, wisdom's decree,
An age when financial craft is free.
Research hath claimed this truth unfurled,
In certain years, our best decisions unfurled.